Marriage Tax Calculator

Compare tax implications for married couples versus filing separately

Marriage has significant financial implications, including its impact on taxation. This calculator estimates the financial impact of filing jointly as a married couple versus filing separately as singles, based on 2025 federal income tax brackets.

Marriage Tax Calculator

Spouse 1

Salary+Business Income

Interest+Dividends Income

Rental, Royalty, Passive Income

Short Term Capital Gain

Long Term Capital Gain

Qualified Dividends

401K, IRA... Savings

File Status (Before Marriage)

No. of Dependents

Use Standard Deduction?

Yes

State+City Tax Rate

Self-Employed

Yes

Spouse 2

Salary+Business Income

Interest+Dividends Income

Rental, Royalty, Passive Income

Short Term Capital Gain

Long Term Capital Gain

Qualified Dividends

401K, IRA... Savings

File Status (Before Marriage)

No. of Dependents

Use Standard Deduction?

Yes

State+City Tax Rate

Self-Employed

Yes

What is Marriage Tax?

Marriage tax refers to the difference in federal income tax liability between filing as a married couple versus filing as two single individuals. This can result in either a "marriage penalty" (paying more tax) or a "marriage bonus" (paying less tax) depending on the income levels and filing status of both spouses.

The marriage penalty typically occurs when both spouses have similar incomes, while the marriage bonus often occurs when there's a significant income disparity between spouses. This calculator helps you understand the potential tax implications of marriage based on 2025 federal tax brackets.